Fixed rate options
30-Year Fixed Rate Conventional Loan Example
On a home with a purchase price of $281,250, and a conventional mortgage loan of $225,000 for 30 years at an interest rate of 6.500% with a 6.586% APR, and a down-payment of $56,250, will have a monthly payment of $1,422.15. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
20-Year Fixed Rate Conventional Loan Example
On a home with a purchase price of $281,250, and a conventional mortgage loan of $225,000 for 20 years at an interest rate of 7.125% with a 7.308% APR, and a down-payment of $56,250, will have a monthly payment of $1,761.34. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
15-Year Fixed Rate Conventional Loan Example
On a home with a purchase price of $281,250, and a conventional mortgage loan of $225,000 for 15 years at an interest rate of 6.375% with a 6.410% APR, and a down-payment of $56,250, will have a monthly payment of $1,944.56. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
Mortgage rates are based upon a variety of assumptions. Assumptions include a state of origination of Kansas, a credit score of 740, and reflect a rate currently available within the past 30 days. Your loan’s interest rate and APR will depend upon the specific characteristics of your transaction and your individual credit history. Updated on 1/6/2025.
30-Year VA Loan Example
On a home with a purchase price of $225,000, and a VA mortgage loan of $225,000 for 30 years at a rate of 7.000% with a 7.022% APR, and a down-payment of $0, will have a monthly payment of $1,496.93. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
15-Year VA Loan Example
On a home with a purchase price of $225,000, and a VA mortgage loan of $225,000 for 15 years at a rate of 6.125% with a 6.380% APR, and a down-payment of $0, will have a monthly payment of $1,913.91. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
Mortgage rates are based upon a variety of assumptions. Assumptions include a state of origination of Kansas, a credit score of 740, and reflect a rate currently available within the past 30 days. Your loan’s interest rate and APR will depend upon the specific characteristics of your transaction and your individual credit history. Updated on 1/6/2025.
30-Year Fixed Rate FHA Loan Example
On a home with a purchase price of $233,161, and an FHA mortgage loan of $225,000 for 30 years at an interest rate of 6.375% with a 6.937% APR, and a down-payment of $8,161, will have a monthly payment of $1,428.27. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
15-Year Fixed Rate FHA Loan Example
On a home with a purchase price of $233,161, and an FHA mortgage loan of $225,000 for 15 years at an interest rate of 6.125% with a 6.552% APR, and a down-payment of $8,161, will have a monthly payment of $1,947.40. Taxes and insurance are not included in this estimate; the actual payment obligation would be greater.
Mortgage rates are based upon a variety of assumptions. Assumptions include a state of origination of Kansas, a credit score of 740, and reflect a rate currently available within the past 30 days. Your loan’s interest rate and APR will depend upon the specific characteristics of your transaction and your individual credit history. Updated on 1/6/2025.






